Re-Mortgage of a freehold property – Fixed Fee

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Our fixed fee covers all the work required to complete a re-mortgage of your property.  This will include the following key stages :-

  • Taking your instructions
  • Advising on and going through the Mortgage documentation
  • Carrying out searches
  • Advising you on joint ownership
  • Arranging for the Mortgage to be signed
  • Agreeing a completion date
  • Carrying out pre-completion searches
  • Requesting mortgage monies from your lender
  • Completing the mortgage
  • Dealing with registration formalities at H M Land Registry


Our charges in connection with a re-mortgage are £425.00 plus VAT

  • We also charge a fee of £10.00 plus VAT to carry out an identity check for each borrower.
  • We also charge a fee of £40.00 plus VAT to arrange for each bank transfer of the money to repay any existing mortgage.
  • For example, if you are adding or removing a party from the title an additional fee of £125.00 plus VAT will apply.

Disbursements which would be payable in addition to our fee are :-

Disbursements are expenses paid on your behalf such as H M Land Registry fees and search fees.

H M Land Registry fees are based on the value of the property and can be calculated using the websites below.

  • Search Indemnity from £20.00 (dependent on the property value and the new mortgage advance)
  • Official Copy Entries £6.00
  • Bankruptcy searches £2.00 per person
  • Lenders Charge for using Electronic Portal (if applicable) £15.00 plus VAT – this is dependent upon your mortgage lender
  • H M Land Registry search £3.00
  • Land Registry fee – this is based on the value of the property.  For further details please visit


On average we would anticipate the re-mortgage of a residential freehold property to take between 4 to 6 weeks.

For Leasehold Property

Further Disbursements

The following additional costs and disbursements may be payable:-

  • Our fees for dealing with leasehold notices and additional land registry requirements £125.00 plus VAT
  • Notice of Charge fee (if the property is to be mortgaged) – this fee is set out in theLease and is often between £60.00 – £150.00

The above disbursement can vary and can on occasion be more than the rangespecified above.  We can provide you withan accurate figure once we are in receipt of documentation.


Hedon Office

Cottingham Office

Hull Office


Directors: Jane M. Brooks, Stephanie J. Sadofsky, Paul J. Harrison, Lindsay Burdett, Vicky Wilson & Caroline Williams

This practice carries professional indemnity insurance. If you have any queries about our professional indemnity insurance please contact our practice manager Vicky Wilson at

Hedon Office: 13 St Augustines Gate, Hedon, East Yorkshire, HU12 8EU | T: 01482 893366 | F: 01482 893930
Cottingham Office: 112 King Street, Cottingham HU16 5QE | T: 01482 848101 | F: 01482 848380
Hull Office: 6 Earls Court, Priory Park East, Kingston Upon Hull, HU4 7DY | T: 01482 848101 | F: 01482 848380


Jane Brooks Law is the trading name of Brooks Law Limited, company registered number 07672732. VAT Registration Number 916 4214 40

Law Society Accredited Conveyancing Quality

Authorised and regulated by the Solicitors Regulation Authority. SRA number 561799 (Hedon), 591621 (Cottingham).

SFA Accredited Member

Stephanie Sadofsky is the SFE accredited member at Jane Brooks Law

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